The savings you’ve built up in your Superannuation Fund can be used to purchase commercial property.
Using your SMSF funds as a deposit, some lenders will approve loans starting at just $100,000 to purchase property, and the income generated from the rental can help meet your repayments.
With commercial property, it may be possible for your SMSF to purchase a property that will be occupied by your business, as long as the rent is at market rates.
Essentially this type of finance is a Term Loan with features such as flexible terms up to 30 years, the choice of principal and interest or interest-only repayment, and the options of fixed or variable rates, or a combination of both.
There are many rules and regulations governing your SMSF so it’s important you get the advice of a financial professional, like your accountant or financial planner to assist you to make the right choices.